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Lending

As a community bank, Metro City Bank cares about you and can assist you with all types of loans. You will receive personalized service and people, who know you, not by someone in another state, will process your loan application quickly and efficiently. We have loan officers who will gladly help tailor a loan and make it fit your needs. Our loan officers will meet with you one-on-one to discuss your individual or business needs.

Automobile Loans

We will steer you in the right direction with our competitive new and used automobile loan programs. We offer many repayment options and low interest rates for qualified applicants. Let Metro City Bank finance your next new car or truck!

  • Fixed interest rate and fixed monthly payments
  • Low loan fees and no prepayment penalty
  • Quick approval process

Personal Lines of Credit

Get the flexibility and security of knowing you have a cash reserve ready to use—emergency or not! In addition, you do not have to own a home or property to qualify.

  • Your personal line of credit can be accessed 24 hours a day and can be used for just about anything you need, like financing a major purchase or consolidating higher-interest bills.
  • Get cash advances at our financial center (there are no cash advance fees)
  • Receive monthly statements (for every month there is activity on your line)
  • Quick approval process

Commercial Loans

Metro City Bank provides commercial loans for businesses requiring fixed asset purchases, commercial mortgages and working capital lines of credit. We also offer fixed and floating rates, as well as flexible terms.

When you work with us to meet your credit needs, you will quickly come to appreciate how we operate — with experienced lending officers taking time to listen and learn about the circumstances of your business.

In addition, this knack for listening will help our lending officers structure the credit facility most appropriate for you. Of course, in addition to commercial loans, we offer a full array of related services, which your business can benefit from, including cash management, commercial checking and savings accounts.

Commercial Real Estate Loans

Through our commercial real estate loan program, we can offer you both fixed and adjustable rate loans. Metro City Bank can also finance purchases and new construction for a wide variety of property types, including:

  • Owner occupied buildings
  • Apartments
  • Office buildings / Retail centers

 

Residential Mortgage Loans

  • Adjustable Rate Mortgage (ARM) - 3/1 ARM or 5/1 ARM; your interest rate and monthly payments remain the same for an initial period of 3 or 5 years, then adjust annually
  • The term of the loan is 30 years for both products 
  • Includes interest rate caps that set a limit on how high your interest rate can go

 


 

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5441 Buford Highway, Suite 109, Doraville, Georgia 30340

Member FDIC  Equal Housing Lender

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